"It'll pass inspection, but they won't insure it"

So one of the design issues has been what to do with the path up to the house--a concrete step ramp or a simple gravel path. To save a little money, we opted for the simple gravel path.

Not so simple, apparently. The building inspector said that it's probably OK vis a vis the building code, but no insurance company will cover it. In the winter, that slope will turn into a nice little toboggan run, without the toboggan.

Back to the concrete step ramp it is...